Friday, April 5, 2013

New Location!

Hey folks! I'm still blogging, but I've gone ahead and moved my blog over to gregoutofdebt.com! There's a new post up there, you should go check it out!

Monday, April 1, 2013

Nitty Gritty Update: Stacking Cash and my April Budget


I've been stacking cash like a drug dealer. Brace yourselves for dry details.

Not bad for three days of hustling.
As you can see, project Liquidate-My-Lifestyle is well under way. Last week I sold my iPad3, my handgun, and my Monster saks. The Bulova watch is spoken for and I should have cash in hand for it by Friday.

That'll bring me to a total of $1,430 in cash, enough to fund my $1,000 emergency cash reserves. That way, if a small disaster strikes, I'll be able to cover it without using my credit cards. Score.

Next step is amassing enough cash to pay for the next three semesters of tuition and school books without taking out any additional student loans. I've calculated that total to be about $6,600. $1,900 of which will be needed in May.

Yikes.

That's a lot of money. I'll have $1,163 budgeted for it once I clear the payment for the Bulova.

Hoping to take some of the cash from my car sale (when it happens) and apply it towards tuition. Also, at that point, the $305.48 that would have gone to my car payment each month will start getting applied to my tuition savings as well.

Once tuition is taken care of, I can finally start hitting hard on my credit card debt.

No bites on the car yet. Dropping the price to $24,950 - low as I can go, about $700 below KBB value for a private party sale, but still more than I would get for trading it in. I need to get rid of that stupid car payment ASAP. It's listed on Autotrader and KSL.

The further I get along in this, the more I realize I'm probably going to need to kick my income into higher gear. Probably by doing freelance work on the side or picking up a call center sales gig for a few hours on the weekends.

Be Careful What You Wish For

"When I need to relax, I mostly just like to go shopping at high-end boutiques and watch Gossip Girl."

At least she's honest about how empty her life is.

It had been over four years since I was spurned by Jennifer*. A lot had changed since then. I no longer had difficulty attracting shallow girls. Hurray.

And yet I felt more alone than ever.

Curled up next to me on the floor was Natalie*, without a doubt the most gorgeous woman I've ever held a conversation with.

I use the phrase "held a conversation" loosely, since it implies that I was an active participant, when in reality it was mostly her talking. About herself.

She was in her twenties, but seemed to have the maturity of a 16 year-old. It seems that materialism often does that to a person, myself included.

I can't believe I was actually attracted to you.

The biggest problem with spending so much time, money, and effort to attract the kind of superficial and materialistic women that so many men fantasize about is that when you finally have those kinds of women available to you, they're often so self-centered and immature that you can't relate to them at all.


Unless you legitimately enjoy Gossip Girl, in which case
you probably aren't interested in women to begin with.
Some of you might say "Hey, that's not so bad! You don't need to be able to relate to them in order to have a meaningless physical relationship!"

Thanks Satan, but mama didn't raise no date rapist.

One of the best things about being honest with myself about my debt has been the relief that I feel from no longer trying to be something, or someone, that I'm not. I don't feel a need to impress people. I feel like I'm coming back down to earth.

*Names changed to protect the shallow